You're riding along as a front or rear seat passenger when all of the sudden the vehicle you are in crashes and collides with another vehicle.
You may not feel the effects of the impact right then, but knowing you have rights and knowing what to do as a passenger is crucial and can lead to just compensation for your injuries. In fact, because in most cases the passenger did nothing wrong, the avenue to receive money for damages may be more direct. The impact of the crash can cause debilitating injuries and may even cause death.
When you are a passenger involved in a car crash or car accident, you need an attorney to help you navigate through the process. You may have a claim for damages to compensate you for your injuries. Hernandez Redden Sunosky, Houston Personal Injury Trial Lawyers, can sort out the details to your claim and determine who is responsible for the damages and injuries caused by the accident.
Contrary to what some might think, passengers injured or hurt during a car accident they had no active role in still have every right to receive compensation. In fact, in most cases, it will be a more straightforward process than that of either driver involved in the accident.
So here's what you should do…
GET THE DRIVERS' INFORMATION
You were not one of the drivers involved in the crash, but that doesn't mean you shouldn't be included in the information exchange process. Your insurance will most likely not be responsible for your injuries, as you weren't at fault.
The claims process and insurance companies involved will determine which driver is at fault for the accident. However, the injuries you receive will incur medical expenses, lost wages, and more. Those are all costs resulting from the crash and will fall under the responsibility of the at fault driver.
Make sure to get both drivers' information, as well as information on the police report. Whether fault seems obvious or not, it is smart to get information from all possible sides.
FILE AN INJURED PASSENGER CLAIM
Just as the drivers will file their car accident claims, you should file a claim as an injured passenger. The drivers' insurance companies will battle it out to determine who is at fault, but your insurance company is typically never responsible for your passenger-injury-related expenses.
You can choose to file a passenger injury claim with only one of the insurance companies if the fault is very apparent. However, because fault may not always be as cut and dry as you may think, always file your passenger injury claim with all involved drivers' insurance companies and allow them to decide who's responsible for your claim.
HIRE A PERSONAL INJURY LAWYER
If the insurance companies are in dispute over who is at fault and neither company wants to claim responsibility for your injuries, or your claim is being ignored or receiving the proper attention, a lawsuit may be your next option.
Filing a lawsuit for damages may be the route you need to take to ensure you receive the proper compensation you deserve. However, even if you do not need to take your claim to court, hiring an attorney is always advisable.
Personal Injury law firms with car accident attorneys, like Hernandez Redden Sunosky, will help guide you through every step of the process. We will advise how you should approach your insurance claims, maximize your potential recovery and evaluate whether a lawsuit is necessary.
Houston Personal Injury Lawyers, Hernandez Redden Sunosky, work on a contingency fee basis, which means there are no upfront fees for our services. You only pay us if we recover compensation for your case.